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CreditPer, a pioneer in digital financial services for individuals and businesses in Pakistan, has partnered with PayPro to offer customers in Pakistan integrated digital payments and AI-based lending solutions.
CreditPer is a Pakistani lending-based Islamic fintech company with a mission to give underserved and unserved market segments access to fair credit. They’re game-changers who offer credit to retailers, farmers, and customers across the country.
PayPro, on the other hand, is a fintech company that provides merchant bill aggregation and payments gateway answers to the country’s largest merchant base, serving both small and large businesses across all industries.
CreditPer is ready to offer convenience, flexibility, and payment security to businesses looking to expand their customer base by offering viable lending-based financial products. Customers can now simply download the CreditPer app, register, and purchase items on easy installments using the app (more product categories are steadily being added to the CreditPer portfolio). They can use PayPro as a payment gateway to check out with the option of paying their total bill later in easy, interest-free installments.
As a result of this collaboration, non-eCommerce merchants’ invoiced customers will be able to use BNPL services through PayPro’s interoperable platform.
Speaking on the MoU signing ceremony, Mr. Owais Zaidi, CEO, CreditPer, said, “This initiative is a step towards facilitating Pakistani customers to avail credit options, as well as allowing merchants to book better sales with broader business reach, leading to record sales!”
Mr. Ali Janjua, CEO, PayPro added, “Digital transformation isn’t about any single project, it’s rather about changing the culture and transforming how you create and exchange value with customers or suppliers alike, and we aim to offer our patrons a brand experience that’s worth sharing.”
CreditPer will be able to widen the accessibility of their financial product by incorporating with PayPro’s successfully marketed payments platform, as well as enter the mainstream merchant market to provide better value to merchants, thanks to their extensive experience and position in the industry as pioneers of digital lending through alternative credit scoring.
